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Our Loan Products
Mountain Lake Mortgage offers a variety of loan programs to meet your needs.
We work with the leading investors in the industry to provide trusted home financing options.
Conventional Loans
Ideal for borrowers with good credit and stable income, offering competitive rates and flexible terms.
FHA Loans
Backed by the Federal Housing Administration, perfect for first-time buyers needing lower down payments.
VA Loans
Exclusive to veterans and active-duty service members, offering zero-down options and no PMI requirements.
USDA Rural Development
Provides zero-down home financing for qualifying properties in rural and suburban areas.
Jumbo Loans
Designed for high-value properties that exceed conventional loan limits, with competitive jumbo rates.
Fixed & Adjustable Rates
Choose stability with a fixed rate or flexibility with an adjustable rate to fit your financial strategy.
10 – 30 Year Terms
Select a repayment plan that matches your budget, from shorter accelerated loans to long-term comfort.
Zero Down Options
Helping qualified borrowers move in sooner with affordable no-down-payment programs.
Low Closing Cost Programs
Reduce upfront expenses with tailored financing plans that keep closing costs manageable.
Reverse Mortgages
Allow homeowners aged 62+ to access home equity while continuing to live comfortably in their property.
Home Equity Line of Credit
Borrow against your home's equity for renovations, education, or unexpected expenses with flexible access.
One-Time Close Construction Loans
Simplify your build process by combining construction and permanent financing into one seamless loan.
Land Loans
Finance the purchase of land for future development or investment with flexible term options.